Terms & Conditions

These Terms of Use and the CollegeSet Privacy Policy (the “Agreement“) govern all transactions between you (“you“ or the “User“) and Juma Ventures, as well as your use of the CollegeSet.org website (the “Website“). By using the Website, you agree to be bound by this Agreement, whether or not you participate in the CollegeSet program described below and elsewhere on the Website (the “Program“), or otherwise use the Website. If you wish to participate in the Program or otherwise become a User of the Website, you must read and agree to all of the terms and conditions in this Agreement. If you do not agree with all of these terms and conditions, your sole remedy is to not participate in the Program and cease use of this Website.These Terms and Conditions are subject to change without prior written notice at any time, prospectively or retroactively

The CollegeSet Program

The CollegeSet program is available to low-income students who are currently part of Juma Pathways. Each student (“Saver“) receives an Individual Development Account through Citibank, as well as a financial literacy education and other resources. CollegeSet creates a multiplier effect that encourages students to save. Upon completion of their savings goal, any required training and enrollment in post-secondary education, Savers receive a dollar-for-dollar match of their own contributions to their Individual Development Account up to a total of $1,000, all of which will be required to be used for qualified educational expenses (both the Saver contributions and the match funds from the Program).

The CollegeSet website allows Users to participate in the Program by collecting donations that will be used to match individual Savers’ contributions to their own college savings.

Your donations do not go directly to any individual Saver. The donations are capitalized, pooled with other donations and distributed among participating Savers. CollegeSet distributes all donation funds (minus a fee fully disclosed on the donation page) into the individual development accounts of participating Savers. As described above, each saver will receive the match if they successfully reach their savings goal, complete the requisite trainings and enroll in post-secondary education.

If a Saver fails to complete the requisite Program requirements, the Saver will not receive match funds and their contributions will be returned without interest.

Collection of Donations for Savers

Donations to Savers are processed through a third-party payment processor, WePay.

Donations for Savers are held in a separate bank account until Juma Ventures disburses the funds into the Saver’s Individual Development Account. Users may also donate to Juma Ventures through the Website. Any donations made directly to Juma Ventures are held in Juma Ventures’ general operating account and will be used for Juma Ventures’ general expenses as well as all programs run by Juma Ventures.

Juma Ventures is a non-profit corporation and has received exemption from the Internal Revenue Service as an organization that qualifies as a tax-exempt charity under Section 501(c)(3) of the Internal Revenue Code of 1986, as amended from time to time. Your donations to Juma Ventures are tax deductible. Notwithstanding the foregoing, you are solely responsible for determining the proper tax treatment for any donation you make through the Website and the Program.

Juma Ventures has not and will not provide any tax or legal advice to you in connection with any donation you might make. This Agreement does not attempt to define the tax implications of participating in the Program. If you participate in the Program, you should consult with your own accountants and tax and legal advisors.

Ownership

This Website is owned and operated by Juma Ventures, a California state non-profit corporation (“Juma Ventures,“ “we,“ “us,“ or “our“). Any legal claims or concerns regarding this Website should be addressed to: info@collegeset.org. Except where otherwise indicated, the content featured or displayed on this Website, including, but not limited to, text, graphics, photographs, images, moving images, sound, illustrations and software, belong to Juma Ventures, its licensors and its content providers, and is protected by copyright, trade dress, moral rights, trademark and other laws relating to intellectual property rights, to the fullest extent applicable under both United States and foreign laws. Unauthorized use of the materials available on this Website could subject you to liability under copyright, trademark, trade dress, unfair competition and other laws of the United States.

License

You do not have permission to copy materials from this site unless you receive prior written approval from Juma Ventures. You may not sell or modify the material or reproduce, republish, display, publicly perform, distribute, or otherwise use the material in any way for any public or commercial purpose. Unauthorized use of this material on any other Website or in a networked computer environment for any purpose is prohibited. You may not decompile, reverse engineer, disassemble, rent, lease, loan, sell, sublicense or create derivative works from the Website or its content. Nor may you use any network monitoring or discovery software to determine the site architecture or extract information about usage or users. You may not use any robot, spider, other automatic device or manual process to monitor or copy our Website or its content without our prior written permission. You may not copy, modify, reproduce, republish, distribute, display or transmit for commercial, non-profit or public purposes all or any portion of the Website, except to the extent permitted above.

Trademarks

CollegeSet and the CollegeSet logo are trademarks of Juma Ventures, protected under the laws of the United States (including state law) and other countries. Other parties’ trademarks used, depicted or identified on this Website are the property of their respective owners, used here by permission, and may be registered in one or more countries. Use on this Website of the trademark(s) of any other party is not intended to imply Juma Ventures’ affiliation with or endorsement of that party or that party’s sponsorship or endorsement of Juma Ventures, its products or services.

Digital Millennium Copyright Act: Notification of Alleged Copyright Infringement

We avail ourselves of the protections of the Digital Millennium Copyright Act and reserve the right to remove any content that is alleged to infringe the copyright of another party. Notices to us regarding any alleged copyright infringement on our Website should be directed to: info@collegeset.org.

Links to Other Websites

The Website contains links to websites not operated or maintained by Juma Ventures. These links are provided solely as a convenience to you and not as an endorsement by Juma Ventures of the contents of such third party websites. Juma Ventures is not responsible for the content of the sites of others and makes no representation regarding the content or accuracy of materials on such sites. If you decide to access linked third-party websites, you do so at your own risk, and waive any and all claims against Juma Ventures regarding the inclusion of links to outside websites or your use of those websites. The third party sites may contain User Agreements or Terms and Conditions to which you are subject while using those sites. We encourage you to become familiar with the privacy policies of any linked site when you access that site.

Representations as to Content

Juma Ventures uses reasonable efforts to ensure the accuracy, correctness and reliability of this site’s content, but we make no representations or warranties as to the accuracy, reliability, completeness or timeliness of any information or material on the site. The use of the Website and the material is at your own risk.

Saver profiles, consisting of narrative text, certain data and a digital photograph, are supplied to Juma Ventures by the participating Savers. Juma Ventures makes no representations or warranties as to the accuracy, reliability, completeness or timeliness of any such information or material on the Website.

If you post any messages or other information on the Website, you agree that such messages and information shall be considered owned by Juma Ventures (“Content“), and you agree to grant, and shall be deemed to have automatically granted to Juma Ventures an irrevocable, perpetual, non-exclusive, fully-paid, worldwide license to: (a) use, copy, perform, display and distribute such information and content; (b) modify, alter, prepare derivative works of and/or incorporate into other works, such information and content; and (c) grant and authorize sublicenses of the foregoing. You represent and warrant that you have the right, power and authority to grant the foregoing license.

To the extent you upload or post any photographs of yourself on the Website, you agree that such materials shall be considered Content for the purposes of the foregoing paragraph, and you agree to release, discharge and agree to hold harmless Juma Ventures from any and all claims or liability, whether known or unknown, including any and all claims in connection with the publication, production, processing, distribution or exploitation of such materials, including any claims of infringement of any rights of publicity or rights of privacy.

You acknowledge, consent and agree that Juma Ventures may, at its sole discretion and to the extent permitted by law, access, read, preserve and disclose your account information, usage history and submitted Content in order to: (a) comply with any applicable law, regulation, legal process or governmental request; (b) respond to claims that any Content violates the rights of third parties, including intellectual property rights; (c) enforce this Agreement and investigate potential violations thereof; (d) detect, prevent or otherwise address fraud, security or technical issues; (e) respond to your requests for customer service; or (f) protect the rights, property or personal safety of Juma Ventures, its users or the public.

Limitations on Juma Ventures’ Liability

Juma Ventures is not responsible, and shall have no liability, for any incorrect or inaccurate materials or Content posted on the Website or any liability, cost or expense you may incur in connection with the Program, whether caused by any User or other Person or by any of the equipment or programming associated with or utilized in the Program. You also acknowledge and agree that Juma Ventures is not responsible for the conduct, whether online or offline, of any User of the Website or any other Person.

Under no circumstances will Juma Ventures be responsible for any loss or damage, including personal injury or death, resulting from any use of the Website or participation in the Program, any Content posted on the Website or transmitted to or any interactions between any Users of the Website, whether online or offline. CollegeSet neither represents, warrants, covenants guarantees, nor promises any specific results from use of the Website or the Program.

DISCLAIMERS OF WARRANTIES: JUMA VENTURES DOES NOT WARRANT THAT THE WEBSITE WILL OPERATE ERROR-FREE OR THAT THIS WEBSITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES AND/OR OTHER HARMFUL MATERIALS. IF YOUR USE OF THE WEBSITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, JUMA VENTURES IS NOT RESPONSIBLE FOR THOSE COSTS. THE WEBSITE AND MATERIAL ARE PROVIDED ON AN “AS IS“ BASIS WITHOUT ANY WARRANTIES OF ANY KIND. JUMA VENTURES, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD-PARTIES RIGHTS AND THE WARRANTY OF FITNESS FOR PARTICULAR PURPOSE. JUMA VENTURES MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS OR TIMELINESS OF THE MATERIAL, SERVICES OR INFORMATION FOUND IN VIDEO PROGRAMS, SOFTWARE TEXT, GRAPHICS AND/OR LINKS.

DISCLAIMER OF CONSEQUENTIAL DAMAGES: EXCEPT AS OTHERWISE REQUIRED BY APPLICABLE LAW, NEITHER JUMA VENTURES NOR ITS DIRECTORS, EMPLOYEES, LICENSORS, CONTENT PROVIDERS, AFFILIATES OR OTHER REPRESENTATIVES WILL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL AND EXEMPLARY DAMAGES, ARISING FROM THE USE OR PERFORMANCE OF THIS WEBSITE OR FROM ANY INFORMATION, SERVICES OR PRODUCTS PROVIDED THROUGH THIS WEBSITE, EVEN IF JUMA VENTURES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

REMEDY: IF YOU ARE DISSATISFIED WITH THIS WEBSITE OR THE PROGRAM OR ANY PORTION THEREOF, YOUR EXCLUSIVE REMEDY SHALL BE TO CEASE USING THE WEBSITE.

Some states and foreign countries do not permit the exclusion or limitation of implied warranties or liability for certain categories of damages. Therefore, some or all of the limitations above may not apply to you to the extent they are prohibited or superseded by state or national provisions. Juma Ventures makes no representation of any kind with respect to the applicability and enforceability of laws or policies of countries other than the United States over the content of this Website and the provisions of these Terms and Conditions.

Governing Law and Venue

This Agreement shall be interpreted, construed and governed by the laws of the State of California, USA, without reference to its laws relating to conflicts of law. Venue for all disputes arising under this Agreement shall lie exclusively in the Superior Courts of the State of California in San Francisco County and each party agrees not to contest the personal jurisdiction of these courts. Notwithstanding the foregoing, however, Juma Ventures shall have the right to commence and prosecute any legal or equitable action or proceeding before any non-U.S. court of competent jurisdiction to obtain injunctive or other relief in the event that, in the opinion of Juma Ventures, such action is necessary or desirable.

Indemnity

You agree to indemnify and hold Juma Ventures harmless from any loss, liability, claim or demand, including reasonable attorney’s fees, made or incurred by any third party due to or arising (directly or indirectly) out of your use of the Website or participation in the Program or arising from your breach of this Agreement.

Enforcement

Should any clause of these Terms and Conditions of Use be found unenforceable, wherever possible this will not affect any other clause and each will remain in full force and effect. Juma Ventures’ failure to expressly enforce any provision of these Terms and Conditions does not waive its rights to enforce that or any other provision.

Modification/Integration

We reserve the right to change these Terms and Conditions, and other information available on the Website, without notice, and all such modifications shall automatically become part of these Terms and Conditions and shall be effective once posted by Juma Ventures on the Website. These conditions set out the entire agreement between Juma Ventures and you relating to your use of the Program and the Website.